About the Homeownership Program

Habitat for Humanity offers low-income families the opportunity to own a home.
Becoming a Habitat homeowner requires commitment, responsibility, and deep involvement.

In order to partner with us, you must meet the following preliminary criteria:

  1. Be a Legal Permanent Resident of the United States.
  2. Be a first-time home owner.
  3. Have lived or worked in our county for at least 12 months. 
  4. Yearly income must fall within our income guidelines, which are adjusted for family size (refer to Income Table on the Selection Criteria page). 
    Income includes wages, Social Security, disability, SSI, TANF and child support.
  5. Must have one year of continuous income.
  6. Must have acceptable credit. It must be at least two years since bankruptcies have been discharged and consistent payments on debts must be made.
  7. Must have need for housing because current housing is unaffordable, unsafe, or overcrowded.
  8. Must be willing to partner with Habitat for Humanity and contribute “sweat equity hours,” including helping to build the home as well as other families’ homes, volunteering in the ReStores, and attending a series of educational workshops.

Homeownership is an exciting milestone in an individuals life, and Habitat for Humanity was created to help bring this exciting journey to those who may otherwise be unable to afford it. Following the criteria given to us by Habitat for Humanity International, we offer those in our county another option in obtaining a home. We help those in our county who fit the guidelines of HUD and Habitat for Humanity International the chance of owning their own home. If you are interested in our program or have any questions, please reach out to the office at 352-754-1159.

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