About the Homeownership Program

Habitat for Humanity offers low-income families the opportunity to own a home.
Becoming a Habitat homeowner requires commitment, responsibility, and deep involvement.

In order to partner with us, you must meet the following preliminary criteria:

  1. Be a Legal Permanent Resident of the United States.
  2. Be a first-time home owner.
  3. Have lived or worked in our county for at least 12 months. 
  4. Yearly income must fall within our income guidelines, which are adjusted for family size (refer to Income Table on the Selection Criteria page). 
    Income includes wages, Social Security, disability, SSI, TANF and child support.
  5. Must have one year of continuous income.
  6. Must have acceptable credit. It must be at least two years since bankruptcies have been discharged and consistent payments on debts must be made.
  7. Must have need for housing because current housing is unaffordable, unsafe, or overcrowded.
  8. Must be willing to partner with Habitat for Humanity and contribute “sweat equity hours,” including helping to build the home as well as other families’ homes, volunteering in the ReStores, and attending a series of educational workshops.

If you meet this criteria, then please apply for one of our orientations. We will be hosting orientations on the last Thursday of every month.
For more information, please contact the office at 352-754-1159 or by email at

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