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Homeownership

Homeowner Services

Habitat for Humanity offers low-income families the opportunity to own a home. Becoming a Habitat homeowner requires commitment, responsibility, and deep involvement.

In order to partner with us, you must meet the following preliminary criteria:

  1. You must be a Legal Permanent Resident of the United States.
  2. You must be a first-time home owner.
  3. You must have lived or worked in our county for at least 12 months. Affiliates for other vicinities can be found at habitat.org.
  4. Your yearly income must fall within our income guidelines, which are adjusted for family size (refer to Income Table on the Selection Criteria page). Income includes wages, Social Security, disability, SSI, TANF and child support.
  5. You must have one year of continuous income.
  6. You must have a reasonably good credit history. It must be at least two years since you discharged any bankruptcies, and you must be making payments on your debts.
  7. You must have a need for housing because your current housing is unaffordable, unsafe, or overcrowded.
  8. You must partner with Habitat for Humanity and contribute "sweat equity," helping to build your home as well as other families' homes, and attend a series of educational workshops.

If you meet this criteria, then please apply for one of our orientations. We will be hosting orientations on the last Thursday of every month. For more information, please contact the office at 352-754-1159 or by email at familyservices@habitathernando.org.

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